My Top 3 Money-Making & Money-Saving Tips
***Disclaimer*** this is meant to be inspiring and get you motivated to go out and change your life! It is NOT meant to guilt or shame ANYONE for ANYTHING...
Money is an extremely important resource to learn how to make & manage these days. It is a requirement for living in modern society.
Being broke and feeling defeated & powerless when it comes to money and work are just about the worst feelings ever.
I'd be willing to bet that money and love are the most emotional topics that exist for us human beings.
The first step to changing our financial reality is to start deciding how we want our finances to look, being willing to make adjustments in order to get there, and not giving up until we do.
We can't get lazy. We can't give up. We can't hole ourselves up in our rooms or houses and just let it happen. We've gotta decide to do something if we want a change. Nothing changes if nothing changes.
There is honestly no reason to be broke in 2023, here's why:
With so much gig work available these days, there are more ways to make money now than there literally has ever been before.
Side hustles like Uber, Uber Eats, Rover, Doordash, donating plasma, nannying, animal transportation, renting out rooms & homes with Airbnb or Furnished Finder for traveling nurses, contract work, helping out a friend who has their own business, posting to FB groups for jobs...
There are endless ways to make extra money these days, so stop letting your brain tell you that you are broke or can't afford something and start looking for opportunities that are all around you all the time that you can capitalize on.
It took me years to unravel the lack mindset mentality that I cultivated from being raised extremely poor for the first 10 years of my life - when I say extremely poor, we're talking...
Hotels, homeless shelters, and some nights sleeping in vehicles - but creating a more abundant life can be done. In fact, it is our duty to ourselves, our loved ones, and the world...to be abundant, able, happy, and contributing members of society.
We are not living a full life if we are in lack and can't afford to buy the things, gifts, experiences, and adventures that we want to afford.
When we are abundant, we are happier, healthier, more present, we feel more at peace, less stressed, and all the other good things that come with feeling safe and secure. Why am I sharing all of this with you?
Because I want to inspire you and push you outside of your comfort zone.
I know what being broke feels like, it's the worst, but you have the choice to get up and do something about it and take back control of your financial state.
Here are 3 tips to get you started:
Tip # 1
Have automatic transfers of 20% going from your business checking account into your business savings account for your business.
That way your self-employment tax is already set aside. I just started doing it this year and it's a breeze to not have to think or worry about it! You have to request it from your bank and they can set it up for you.
If you do not own a business, then set this up anyway. Choose a percentage and have it automatically going into a savings account every single month and do it forever. Try not to touch this savings account.
Tip # 2
Get the Mint app for finance tracking BUT don't stop there - go online on your computer to the Mint website and each week have a "Money Date" where you create a sacred + cozy space with candles, music, food, and whatever feels good and go through and categorize all your transactions each week.
This helps you see where all your money is going and gives you a full financial picture.
Awareness is half the battle when it comes to saving more money!
It also helps your brain start correlating money with feeling GOOD vs feeling stressed when you create a relaxing & happy mood and environment for yourself before you dive into your finances .
Tip # 3
Get some badass money books that completely CHANGED my life - and my coaching clients too! They are:
You Are A Badass at Making Money by Jen Sincero
Existential Kink by Carolyn Elliott
It's Not Your Money by Tosha Silver
The Total Money Makeover by Dave Ramsey
How to Manifest $1,000 in 21 Days by Kathrin Zenkina
Hope you love these 3 money-making & money-saving tips! Remember:
You have the power to change your financial reality - it can all be shifted and changed. It all starts with believing it's possible...
